HibiCalc
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These results are approximations. For official filing, application, contract, or accounting decisions, please check latest official information and authority guidance.

Free · No registration · No app install

Borrow, save, pay, and settle with confidence. All your everyday money calculations in one place.

From loan repayment and savings to pensions, taxes, and settlement tasks, all 108 calculators are grouped into four suites and run entirely in your browser.

Finance 33 calculatorsTax, withholding, and customs 37 calculatorsSettlement 6 calculators
FINANCE33 calculators

Finance

Monthly and bonus loan repayment, borrowing capacity, savings, simple interest, and compound interest calculators.

Open /en/finance/
SOCIAL32 calculators

Pension & Social Insurance

Pension, retirement allowances, unemployment support, and wage conversion for people living in Japan.

Open /en/social/
TAX37 calculators

Tax, Withholding, and Customs

Consumption tax, inheritance and gift tax, payroll withholding, furusato nozei, and import duties.

Open /en/tax/
SETTLEMENT6 calculators

Settlement

Railway pass refunds, daily cash balancing, education cost estimates, and bill discount calculations.

Open /en/settlement/

Finance

Free finance calculators for loan repayment, savings, and interest calculations. Choose one from 33 calculators.

Monthly installment loan / Loan repayment with bonus · Borrowing capacity · Add-on repayment / Add-on borrowing capacity · Capital recovery factor / Annuity present value factor · Savings (lump-sum tax at maturity) / Savings (tax each period with compound interest) · Annuity future value factor / Sinking fund factor · Compound interest (total due) / Compound interest (principal) · Simple interest (total due) / Simple interest (principal) · Future value factor / Present value factor

Pension & Social Insurance

Free calculators for pensions, social insurance premiums, retirement benefits, labor compensation, and wage conversion. Choose from 32 options.

Working-age pension / Working-age pension (table) · Employees pension premium / Health insurance premium · Retirement tax / Public pension deductions and miscellaneous income · Senior Employment Continuation Benefit / Senior continuation benefit (table) · Workers compensation leave benefits / Sickness allowance · Child allowance / High-cost medical expense · Daily wage to hourly / Monthly salary to hourly

Tax, Withholding, and Customs

Free calculators for tax, withholding, deductions, and customs in Japan. Choose from 37 options.

Consumption tax / Mixed-rate tax-inclusive price · Liquor tax / Tobacco tax · Retirement tax in Japan / Capital gains (occasional income) · Withholding slip (to 2024) / Withholding slip (from 2025) · Lecture fee and manuscript fee / Tax advisor and scrivener withholding · Furusato nozei cap / Late-payment penalties · Part-time income cliffs in Japan / Commercial import tariffs and consumption tax

Settlement

Free calculators for transportation refunds, cash balancing, education costs, and bill discounting. Choose from 6 options.

Rail pass refund / Bus pass refund · Cash register balancing / Bill discount simulator · Education cost: nursery to university