Annuity future value factor

Estimate future value and annuity future-value factor for regular yearly contributions.

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Calculation specification

Reviewed on:

Formula basis

The annuity future value factor is {(1+r)^n−1}/r, or n when r=0. Future value equals annual contribution times the factor.

Calculation method

Calculates future value and its factor for a fixed contribution made at each year-end, showing every year through the selected term.

Exclusions and checks required

  • Contributions occur at year-end under a constant rate and annual compounding.
  • Tax, fees, intra-year deposits, changing rates, and inflation are excluded.

Example input:：Contributing JPY 1.2 million annually for 20 years at 3%

annualPaymentMan
120
annualRate
3
years
20
digits
6
rounding
halfUp

This is a year-end contribution model and does not guarantee an investment balance.

FAQ

Who is this calculator for? Annuity future value factor

Estimate future value and annuity future-value factor for regular yearly contributions.

What values should I enter?

Applies to: Savings factors / Annuity future-value factor = {(1+r)^n − 1} ÷ r

How should I interpret this estimate?

Calculates future value and its factor for a fixed contribution made at each year-end, showing every year through the selected term.

How to use

  1. Enter your input values and press Calculate.
  2. Review the result and compare it with expected context.
  3. The annuity future value factor is {(1+r)^n−1}/r, or n when r=0. Future value equals annual contribution times the factor.